I do this often. I use the word "philosophy" to indicate I am talking about the way I think. I use it to indicate my own personal beliefs and conclusions about the world. It is in a sense a disclaimer at times as, "In my philosophy...", or, "My philosophy is...". In a way I am warning people to take what I am about to say as "something to think about", rather than fact. It might be true and I think it is. I can't prove it to you, maybe it can't be proven, there is evidence though. Another phrase I like to use is, "Philosophically speaking...". Does anyone else do this sort of thing? Is there a better way to start such a statement, in particular with someone who does not study philosophy? What tags should I include for this question?
This is a copy and paste from an answer to a similar question that was deleted; the question was "what is the relationship between "philosopher" and "philosophy", specifically in regards to a sentence such as "Maybe it doesn't matter but the philosopher in me wants to know."
Sometimes words are used in non literal ways in casual speech. It is common for people to say something like "my general philosophy about money is to only spend it when I'm happy." In this example they aren't using "philosophy" to mean the actual academic philosophical study of economics and money; they are using philosophy to mean "a general set of rules I follow about the subject." Similarly, if someone says "the philosopher in my is curious about it," they mean that there's some sense of curiosity inside of them that wants to know the answer. That's different than a formal philosopher asking a question about, say, the ontological status of knowledge.
In popular culture "philosopher" and "philosophy" are used to mean "someone who questions things past a surface level or is otherwise generally curious" and "a general set of rules or perspectives on a subject," respectively. These uses of the words are different than the actual terms used in philosophical discourse.
If something happens, say someone has money stolen from them and they say to their friend "I need to find out who stole the money and why, it's the philosopher in me," they are not using philosopher in the literal, well defined, academic sense. They are using it in an informal, casual conversational sense.
In particular, look at these dictionary entries for philosophy:
the rational investigation of the truths and principles of being, knowledge, or conduct.
any of the three branches, namely natural philosophy, moral philosophy, and metaphysical philosophy, that are accepted as composing this study.
a particular system of thought based on such study or investigation: the philosophy of Spinoza.
the critical study of the basic principles and concepts of a particular branch of knowledge, especially with a view to improving or reconstituting them: the philosophy of science.
a system of principles for guidance in practical affairs.
an attitude of rationality, patience, composure, and calm in the presence of troubles or annoyances.
Notice the difference between 1, 2, 3, and 4 when compared to 5 and 6. Yes it is common to use the word "philosophy" in a non strict sense that isn't referring to the academic discipline.
As an example to illustrate the difference between 1 and 6:
Personally, I am a physicalist as well as a scientific realist in regards to metaphysics, I am a logicist when it comes to the philosophy of mathematics and I'm an epistemic realist. But, none of those ideas are unique to me. You wouldn't say, using the 3rd definition, that "physicalism is the philosophy of Not_Here" because I didn't invent physicalism, I haven't contributed major theories to physicalism, etc. You would use it in the 1st definition to say that "the philosophy of Not_Here includes physicalism and logicism" because its describing my specific philosophical beliefs. That is completely different than the 3rd definition which describes the unique ideas philosophers have contributed to discussions and the study of those systems of ideas that were unique to them.