I was thinking about the question, mostly due to this site. I suppose I have learnt a little, in studying philosophy, but don't feel I have a philosophy, or that I live according to one, or as a philosopher.
Not simply because I didn't study it very much, but because it seems somewhat too bold to claim to have found any meaningful truth, at least if you're not doing serious research in philosophy. Which wouldn't be a philosopher in quite the way I mean, though I assume there are overlaps.
I'm supposing being a philosopher is unethical because, even if philosophy lives on, it's not clear to me (yet!) that its proponents, philosophers, do.